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>> When registering as a member, you can properly modify the terms and conditions of the membership.
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[Chapter I General Provisions]

Article 1 (Purpose)This Terms and Conditions shall be used in the market information operated by the

open market (hereinafter referred to as "open market information")
In using Internet-related services (hereinafter referred to as "services") provided by users It aims to

protect the rights and interests of customers by defining rights, obligations and responsibilities.

Article 2 (Definitions)
① Open market information means that open market information provides goods or services to users, such

as computers, etc a virtual business establishment that allows goods or services to be traded using information

and communication facilities. In addition, it is also used as a meaning of a business operator running a cyber mall.
② Users refer to members and non-members who access open market information and receive services provided by

open market information under these terms and conditions.
③ The term "member" means a person who has registered as a member by providing personal information to open

market information, who is continuously provided with information on new companies, and who can continue to use

the services provided by open market information.
④ A non-member refers to a person who does not subscribe to a member and uses services provided by open market

information.

Article 3 (Description and amendment of terms and conditions)
① Open market information is posted on the initial page of the open market information Internet service so that users can

know the contents of these terms and conditions, the location of the business office, the name of the representative, the

business registration number, and contact information (phone, fax, e-mail address, etc.).
② Open market information can be amended to the extent that it does not violate relevant laws such as the Act on Regulation

of Terms, etc., the Framework Act on Electronic Transactions, the Act on Promotion of Information and Communication

Network Utilization, the Act on Door-to-Door Sales, and the Consumer Protection Act.
③ When revising the terms and conditions, the open market information shall be announced on the initial screen of the open

market information along with the current terms and conditions from 7 days before the application date to the day before the

application date.
④ Open market information applies only to contracts concluded after the date of application when the terms and conditions

are revised, and the terms and conditions before the amendment apply to contracts already concluded before that date.

However, if the customer fails to express his or her consent to the terms and conditions within a considerable period of time,

the terms and conditions of the open market information are deemed to be subject to the terms and conditions of the change.
⑤ Matters not specified in these terms and conditions and interpretation of these terms and conditions are in accordance

with the Electronic Transaction Consumer Protection Guidelines established by the government and related laws or regulations.

Content (Omitted)

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>> When registering as a member, you can properly modify the terms and conditions of the membership.
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The open market (hereinafter referred to as the "company") places great importance on the protection of users' personal

information and is doing its best to ensure that users use the company's services (hereinafter referred to as "

openmarket service" or "openmarket") and that their personal information provided to the company online is protected.
Accordingly, the company complies with the privacy regulations and privacy guidelines established by the Ministry of

Information and Communication, including the Communications Secret Protection Act, the Telecommunications Business

Act, and the Information and Communication Network Promotion and Information Protection Act.The company will inform you

of the purpose and method of the personal information provided by users through the personal information protection policy

and what measures are being taken to protect personal information
The company is taking measures to make it easier for users to see the privacy policy by releasing it on the first screen

of its website.

The company's privacy policy may be changed from time to time due to changes in government laws and guidelines or

changes in the company's internal policy, and procedures necessary for continuous improvement of the privacy policy are

established accordingly.In addition, when the privacy policy is revised, the company notifies the company through

openmarket notices seven days before the change in the privacy policy is implemented, and gives the version number

and revision date so that users can easily recognize the revised matters.
Openmarket's privacy policy includes the following.

I. Consent to the collection of personal information
II. Purpose of collection and use of personal information
III. Items and methods of collecting personal information collected by openmarket
IV. Period of possession and use of personal information collected by openmarket
V. Sharing and providing personal information collected by openmarket
VI. Matters concerning the management of users' own personal information (reading, correction, deletion, etc.)
VII. Matters concerning the operation of cookies
VIII. Technical and administrative measures related to personal information
IX. Consignment processing of personal information
X. Matters concerning the collection of opinions related to personal information and the handling of complaints
XI. Matters concerning child information protection
XII. The affiliation, name, and contact information of the person in charge of personal information management and the person in charge of the openmarket
XIII. Naver Customer Center Guide
XIV. Duty of notice

I. Consent to the collection of personal information

The company establishes a procedure for users to click the "agree" button or the "cancel" button on the contents of the company's privacy policy or terms and conditions of use, and when they click the "agree" button, they are deemed to have agreed to collect personal information.

II. Purpose of collection and use of personal information

by matters such as names, resident registration numbers, etc. included in the relevant information
Information (including information that can be easily combined with other information, even if this information alone cannot identify a particular individual).

Most openmarket services are available at any time without a separate user registration.However, the company will provide membership services (login-based services such as mail, Naver phone, cafe, blog, desktop, photo album, MyStock, etc.) and
Through Junior Naver and ArcRoad, we collect user personal information to provide users with more improved quality services, including customized services.

Content (Omitted)

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>> Fix the collection and use of personal information when registering as a member.
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■ Personal Information Items to Collect

The company collects the following personal information for membership registration, consultation, and service applications.

ο Collection items: Name, login ID, password, email
ο How to collect personal information: Home page (member registration)

■ Purpose of collection and use of personal information

ο The company utilizes the collected personal information for the following purposes..
- Content delivery
ο Member management
- Identification and personal identification according to the use of membership services, prevention of illegal use and

unauthorized use of defective members
ο Use it for marketing and advertising
- Deliver advertising information such as events

■ Period of possession and use of personal information
In principle, after the purpose of collecting and using personal information has been achieved, the information is destroyed

without delay.However, if it is necessary to preserve it in accordance with the provisions of the relevant laws and regulations,

the company shall keep the member information for a certain period prescribed by the relevant municipal decree as follows.

Retention Item: Name, Login ID, Email
Preservation basis: Member identificationRetention period: Until membership withdrawal

Content (Omitted) ...

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>> Below are the sample terms and conditions. Modify it to suit the user.
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Standard Terms and Conditions No. 10028
(2012. 9. 20. Revised)

Article 1 (Purpose) These terms and conditions stipulate basic matters concerning electronic financial transactions between OO Bank (hereinafter referred to as "bank") and customers, thereby promoting the rapid and efficient processing of transactions and reasonably adjusting the interests of the parties to the transaction.

Article 2 (Definition of Terms) The meanings of terms used in these terms and conditions are as follows.

    1. The term "customer" means a customer who uses electronic financial transactions.
    2. The term "electronic financial transaction" means a transaction in which a customer directly uses inquiries, deposits, 

       withdrawals, account transfers, etc. provided by a bank through electronic means.
    3. The term "electronic means" means an automatic teller machine, automatic teller machine, computer, telephone, debit card 

       transaction terminal, or other electronic device used to process electronic financial transactions.
    4. he term "transaction order" means that a customer requests the bank to process individual electronic financial transactions 

       under a contract on electronic financial transactions.
    5. The term "payer" means a holder of an account in which funds are withdrawn from electronic financial transactions (hereinafter

       referred to as "withdrawal account").
    6. The term "recipient" means the title holder of the account in which funds are deposited through electronic financial transactions

       (hereinafter referred to as "deposit account").
    7. The term "account transfer" means that a bank withdraws funds from a specific account and deposits them into an account of

       the same bank or another bank in accordance with the payer's transaction instructions.
    8. The term "account transfer by reservation" means that the customer instructs the transaction in advance so that the account

       transfer is made on a specific date in the future, and the bank processes it on that date.
    9. The term "account remittance" means that a customer deposits funds into the account of himself or another person through an

       automatic withdrawal and withdrawal machine.
    10. The term "business day" usually refers to the day when a bank operates normally in a store.
    11. The term "means of access" means cards, certificates, passwords, user numbers, etc. necessary for instructing transactions

        through the method of electronic financial transactions.

Article 3 (Applicable Transactions) These terms and conditions apply to the following electronic financial transactions made between the bank and the customer.